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JustPay for financial institutions

JustPay

With JustPay, Financial Institutions can provide a seamless and efficient payment experience that benefits with all parties. Customers gain the convenience of securely linking their accounts to various platforms, such as mobile applications and e-commerce sites, enabling them to make payments effortlessly. Meanwhile, merchants benefit from reduced transaction costs, as JustPay ensures that commissions charged by banks are significantly lower when customers pay through their accounts.

With JustPay, Financial Institutions can empower their customers and merchants with a sophisticated payment solution that promotes ease of use and cost efficiency, solidifying their position as leaders in the digital banking landscape.

Key functionalities of JustPay

  • Versatile integration: Implement JustPay in both mobile and web apps for a unified payment experience.
  • Direct account payments: Enable customers to pay straight from their current and savings accounts, simplifying transactions.
  • Strong protection: Enjoy top-tier security that safeguards customer data and keeps transactions safe.
  • Effortless user experience: Offer a quick and efficient payment process that boosts customer satisfaction and loyalty.
  • Low transaction cost: Benefit from a lower merchant discount rate, encouraging more merchants to join.

Explore advantages for your fintech solutions

  • Increase customer convenience: Offer a simple and direct payment method, reducing the need for intermediary steps and improving user experience.
  • Expand payment options: Give your customers more choices in how they pay by providing the option to link multiple accounts and male applications more user-friendly.
  • Boost merchant partnerships: Facilitate easier transactions for merchants, making your solution more attractive to potential business partners.

How to become a JustPay Issuer

  • Contact us and we will assist you during the onboarding process
  • Your financial institution needs to be a member of the LankaPay real time payments (CEFTS) network to enable JustPay as a payment option
  • Once you become a JustPay issuer, customers of your financial institution can add their accounts to any JustPay enable mobile application and make payments

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Connect with your preferred financial institution to integrate your mobile application with JustPay

Integrate with the LankaPay SDK and obtain certification

Follow the steps in the Member Interface Document (MID) for integration

Obtain compliance clearance from the acquiring bank to ensure the mobile application meets the baseline security standards defined by the Central Bank

How to integrate your mobile application with JustPay

What is Justpay for web

JustPay Web is an extension of JustPay, launched in 2023. It serves as an alternative to IPG, allowing customers to make direct payments from their bank accounts through browser-based applications.

With its user-friendly design, easy access, and top-notch security, JustPay Web offers a seamless and convenient payment option for e-commerce transactions. For merchants, it's a cost-effective choice due to its low startup costs and minimal Merchant Discount Rate (MDR). JustPay Web is compatible with various devices, including desktops, laptops, tablets, and smartphones. Experience hassle-free payments with JustPay Web

How to integrate your website with JustPay

  1. Connect with your preferred financial institution to integrate your mobile application with JustPay
  2. Follow the steps in the Member Interface Document (MID) for integration
  3. Obtain compliance clearance from the acquirer bank to ensure that your mobile application meets the baseline security standards defined by the Central Bank

Statistics

Quarterly statistics as of 30th June 2024

249,731

New Accounts

6,588,877

Transactions Volume

Rs. 32,147,840,718

Transaction Value

220,904

New Accounts

7.0 Million

Transactions Volume

35.7 billion

Transaction Value

How can we help

Have questions on LankaPay products? We've got you covered

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